Give it a spin.
The wheel picks a topic. Answer a challenge to earn points and choose a letter. A wrong answer gives you a lesson and another chance.
YOUR HOME. YOUR KNOW-HOW. YOUR MOMENT.
CatastropheCarousel
A little luck. A lot of know-how.
Spin the wheel. Face the unexpected.
Crack the puzzle before your luck runs out.
THE ONLY THING YOU RISK IS YOUR SCORE.SPIN · LEARN · PROTECT
CATASTROPHE CAROUSEL
ON THE AIRRound 11 / 3
STREAK0
YOUR SCORE0
THE PUZZLEHOMEOWNERS INSURANCE
EVERY SPIN TELLS A STORY
You're in the hot seat.
Spin to earn a letter. Solve to win the round.
Personal best: 0Space Spin · S Solve
LUCK GETS YOU A TOPIC. KNOWLEDGE GETS YOU AHEAD.A game show with a
A game show with a
real-world takeaway.
Water damage, wind, fire, flood, liability, and the fine print. Discover what homeowners should know before a claim makes it memorable. Play solo at your own pace, with a fresh set of puzzles each game.
Read the room.
Uncover the hidden insurance phrase. Consonants earn points; vowels cost 250 points. Use the optional hint when you need a nudge.
Bring it home.
Solve three puzzles. Letter values climb each round, and your final recap shows your score, accuracy, and what to remember.
Controls, accessibility & scoring
Use a mouse, touch, or keyboard. Tab moves between buttons. Space spins, S opens Solve, and Escape pauses during play. Use number keys 1–4 for answers and letter keys to choose a letter. Instructions and all learning content are available as text. Pause includes sound and reduced-motion settings. Fullscreen is optional.
Rounds award 500 / 500 / 1,000 points per correct answer, 100 / 200 / 300 points per revealed consonant, and 1,000 / 1,500 / 3,000 points per solve. Buying a vowel costs 250 points and earns no letter points. A hint costs 350 points. Correct-answer streaks award a bonus from the third consecutive correct answer, capped at 300 points. Exclusion halves points earned in the current round; completed-round points are protected. Coverage limitation skips a turn. These are game rules, not claim calculations.
What this game teaches & educational sources
Topics include fire, wind and hail, water damage, theft, liability, flood, mold, roof damage, lightning, smoke, policy terms, and high-risk insurance markets. Policies, endorsements, insurers, and state rules differ. Examples are general education, not a coverage decision, quote, or individualized advice. Follow official emergency guidance and use qualified professionals for hazardous work.
Texas Department of Insurance: home insurance guideNorth Carolina DOI: actual cash value and replacement costTexas DOI: replacement cost or actual cash valueTexas DOI: all risk or named peril policiesTexas DOI: disputing a claim paymentTexas DOI: contractor deductible waiversFEMA FloodSmart: buying a flood policyFEMA FloodSmart: flood definition and riskFEMA FloodSmart: starting a claimFEMA: NFIP claims handbookFEMA FloodSmart: elevation certificatesEPA: mold and moisture in your homeEPA: ozone generators and indoor airNational Weather Service: lightning indoorsU.S. Fire Administration: after a home fireCalifornia FAIR Plan: how the association worksCalifornia FAIR Plan: companion DIC coverageCitizens: assessmentsCAL FIRE: defensible space
Original game question bank and host recordings supplied by the project owner. Studio art created for this edition. The game uses browser graphics and audio, with no external runtime libraries.
Privacy & saved progress
Your personal best, settings, and in-progress game are saved in this browser when storage is available. They are not a public leaderboard and do not follow you to another device. The game has no sign-in or personal-information form. Its host page can listen for game-start, game-completion, and meeting-button events. No analytics service is installed by this game.